Shop Insurance

The process of insurance by which people can safeguard their business interest by protecting their commercial property and all kinds of investments involved into it is the Shop Insurance. The shop insurance is possible through various shop insurance policies available at various insurance companies in UK. Shop insurance policy is a complete policy which has been designed to protect the premises and important contents of your shop. It also provides accidental benefits and some financial help against your insurance claims.

Scope of coverage

There are certain important points that are to be kept in mind while purchasing the best shop insurance policy for you and for your business.

  • Any damage to the shop premises and to the contents which include fixtures and fittings, due to any accident, fire or any natural calamity should be covered under the policy.
  • The policy should also have appropriate provisions for the stock that are stocked in, so that they can also be covered against unforeseen losses.
  • Amount of cash kept in safe at your shop should also be covered under the policy along with the cash in transit.
  •  The policy should be able to provide financial assistance for repair and     replacement of glass damaged due to any type of accidents
  • Damage caused to the visibility of the shop in terms of damaged signboards should also be covered by the policy.
  • The insurance policy also ensures that if an employee faces an injury during his course of work, the policy should provide financial assistance in that case. Employer’s Liability Insurance is mandatory in UK.
  • Incase of insurance claims against any public injury caused with in the premises is also covered by the shop insurance policy.

 Therefore, it is advisable to select your insurance policy wisely to get best coverage at most affordable rates.